Deposit required between 10 and 50 percent, we offer 4 options an introductory 12 month low rate 9.9% APR, a 24 & 36 month low rate 19.5% APR and a very special 0% APR 12 month, on selected products only. 2 minute online application.
Will I qualify for credit? We can only consider your application if:
You are over 18 and employed at least 16 hours per week.
You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies.
You are a permanent UK resident and able to supply a UK address history for the last 3 years.
Applications also welcome from retired individuals, in receipt of a private or company pension (aged 50 or over at date of application).
Applications from students (unless employed at least 16 hours per week), unemployed and single house persons will not be considered.
Goods can only be delivered to your home address.
Meeting the criteria does not guarantee acceptance.
If your application is accepted, the deposit must be paid by credit or debit card.
Interest Free Credit Representative Example;
Consumer credit service provided by Pay4Later in association with Close Brothers Retail Finance. Pay4Later is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit http://www.pay4later.com
Close Brothers Retail Finance is a trading name of Close Brothers Limited. Close Brothers is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority. For more information please visit http://www.closebrothersretailfinance.co.ukYou can increase your chances of acceptance by viewing your Free Equifax Credit Report, highly recommended.