Deposit required between 10 and 50 percent, we offer 4 options an introductory 12 month low rate 9.9% APR, a 24 & 36 month low rate 19.5% APR and a very special 0% APR 12 month, on selected products only. 2 minute online application.
Will I qualify for credit? We can only consider your application if:
You are over 18 and employed at least 16 hours per week.
You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies.
You are a permanent UK resident and able to supply a UK address history for the last 3 years.
Applications also welcome from retired individuals, in receipt of a private or company pension (aged 50 or over at date of application).
Applications from students (unless employed at least 16 hours per week), unemployed and single house persons will not be considered.
Goods can only be delivered to your home address.
Meeting the criteria does not guarantee acceptance.
If your application is accepted, the deposit must be paid by credit or debit card.
Interest Free Credit Representative Example;
Consumer credit service provided by Pay4Later in association with Moneyway. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit http://www.pay4later.com/.
Moneyway is a Trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.securetrustbank.com/You can increase your chances of acceptance by viewing your Free Equifax Credit Report, highly recommended.